It’s wise to review your insurance annually, especially the adequacy and coverage of the policies.

Confer with your insurance agent about your homeowner, landlord, vehicle, boat, business, umbrella, and liability policies to make sure that your assets are protected in the event of damage or injury and that you are protected from the risks associated with both your assets and your actions.

And do the same for your health insurance, life insurance, disability insurance, and the long term care/home health care policies that you may have.

You can get hurt from failing to review and modify your policies as your circumstances change.

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